What kind of insurance is right for you?
TERM LIFE vs. WHOLE LIFE
Offers level premiums for a stated term.
Offers level premiums for the insured's lifetime.
Protects for a limited period (10, 20, or 30 years).
Protects for the insured's entire life (normally to age 120).
Do not build a cash value.
Builds a cash value that accumulates.
Offers a lower premium.
Offers a higher premium.
Designed for young families with temporary needs.
Designed for lifelong needs or to cover final expenses.