INSURANCE
INSURANCE
This insurance is only available for people who have legal status in the United States and whose income follows the income table for Obamacare in 2022.
This health insurance allows people with limited resources to have basic health insurance coverage, paying much less than would normally be paid.
It is the most economical health insurance and has its origin in the Affordable Care Act (ACA), in force since 2010, promoted by former President Barack Obama. It is popularly known as OBAMACARE.
It covers:
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Emergency medical services
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Specialist consultation
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Laboratory analysis
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Rehabilitation therapies
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Preventive care medicines prescribed by the doctor.
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Hospital admissions
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Enables psychological care and preventive care.
To enroll in this insurance, you must do it between November 1 and January 15 of each year.
Some people might qualify to enroll in the extended enrollment period (60 days before November 1 and 60 days after December 15). This period is only available to those who could not register in the standard period due to grounds established by law.
This is the preferred health insurance option in the United States, with more than 40 million insured. Determining whether you qualify for this insurance or the enrollment period can be complex. Consult us to clarify your questions.
Contact us to explain more about our products and the benefits you can get from them.
Health insurance plans
In the Health marketplace, health insurance plans are divided in these categories:
BRONZE PLAN
Bronze plans offer the lowest monthly premium but the highest cost for care.
Ideal if you usually use few medical services and wish to be protected from very high costs if you become seriously ill or injured.
Note: Bronze plan deductibles can be very high. It means you may have to pay thousands of dollars in healthcare yourself before your plan begins to pay its share.
SILVER PLAN
Silver plans are the most common choice for purchasers on the market.
You pay moderate monthly premiums and moderate fees when you require treatment.
Note: If you qualify for “cost-sharing reductions” (or “extra savings”), you can save a lot of money on deductibles, co-payments, and coinsurance when you get care — but only if you pick a Silver plan.
GOLDEN PLAN
Gold plans usually have higher monthly premiums but lower costs when you receive treatment.
The gold plan may be a good choice if you use medical services very much due to a health condition or would rather pay more upfront and know that you’ll pay less when you get care.